Round Out Your Collection With Some Clearance Jewelry

Retailers rarely have much trouble moving pieces of fine jewelry. After all, there is a limited supply of precious stones and metals to go around, which is why jewelry rarely goes on sale. Retailers might offer five percent off to increase monthly sales volumes around the holidays or before Valentine’s Day, but it is rarely discounted more than that. The one exception is the jewelry clearance sale.

Clearance sales are generally offered by large retailers who have been unable to sell their stocks of particular pieces, because they need to make room for new items they often sell these pieces at significant discounts. It is not at all uncommon to get as much as fifty percent off at a clearance sale.

What to look for?

You aren’t going to find diamonds or other precious stones at a clearance sale. These stones are rare and valuable, which means that they almost never go on sale. But what you may find are a couple of nice pieces of everyday jewelry.

Every woman separates her jewelry collection into two groups: jewelry that is worn on special occasions and jewelry that is worn every day. For example, a diamond necklace or a pair of diamond stud earrings would almost certainly fall into the special occasion group, while a nice pair of gold earrings or a silver necklace could be wore at the office or to a casual get together. These are the items a bargain savvy woman might find at a clearance sale.

Where to look?

Stores seldom put much money into promoting jewelry clearance sales. The reason for this is simple, they don’t have to. When jewelry goes on sale people come out of the woodwork to buy it. Getting twenty to fifty percent off on precious metals or stones is enough of an incentive for people to search out these deals on their own, which means the stores don’t have to do as much advertising.

Some of the larger retail stores have regular clearance sales that include jewelry. They might have them at the end of every month, season, or at the end of the year. People typically line up for these sales, even if they are unadvertised. The downside is that shoppers seldom know what, particularly, is on sale. Since the store rarely puts out a flyer, they must simply visit the store on the morning of the sale and hope they find something that strikes their fancy.

Online retailers are famous for their jewelry sales. Since their single biggest expense is storing items in inventory, they frequently have clearance sales. A simple Google search will likely return thousands of listings for companies that have regular clearance sales. How do you know which sale is the best?

In short, you don’t. We recommend starting with the largest, most reputable retailer and working your way down the list. Peruse customer reviews to see what they have to say about the company and the products they sell. The retailer that provides the most information alongside unbiased reviews is the one you should consider doing business with.

No Returns

Before you buy anything, a general rule of clearance sales is that the merchandise cannot be returned. Retailers want to get rid of these items, so they offer them as discount prices with the understanding that all sales are final. It goes almost without saying that you should shop wisely. Most stores will not accept a return under any circumstance. Even if the item is broken or missing a piece, they may not offer a refund on it.

Everyday Jewelry

Huge retailers, online sellers, auction sites, and small boutiques all have clearance sales that include jewelry. It is your job to find them. When advertisements are available, stores always promote the most sought after items. Perhaps they have a pearl necklace that is being offered at twenty percent off or a jade pendant for half price. More often than not, the stores will have a short supply of these items. So, if you do get a sneak peak at a circular and you know what is up for sale, we suggest you look for pieces you might wear every day.

Jewelry that complements your wardrobe is easy to find at clearances sales in large quantities. You should have no problem getting your hands on a nice silver or gold necklace for twenty to fifty percent off. Those discounts are a big deal to most working women.

Did you know that the average woman spends $1500 a year on jewelry for herself? Clearance sales give her the option of cutting that bill in half, since most of the jewelry women buy casual, everyday jewelry.

How Defense Contractors Request A Security Clearance

How Personnel Security Clearances are Granted

The Defense Industrial Security Clearance Office (DISCO) processes security clearances for organizations falling under the NISP. According to Executive Order 12968-Access to Classified Information, employees should not be granted access to classified information unless they possess a security clearance, have a need to know the classified information involved, received an initial security briefing and have signed a nondisclosure agreement.

The Facility Security Officer (FSO) is a position that the defense contractor must appoint during the FCL approval process. The FSO implements a security program to protect classified in information. They also request investigations for employees who require a security clearance. What this means is, all cleared contractors must appoint an FSO. It could be the business owner in a small organization or an employee with an additional duty. The primary qualifications of an FSO are to be a US Citizen and have a PCL at the same level as the FCL. It is possible for an FSO to be the sole employee in the company.

The contractor and DSS have joint responsibilities with the PCL process as they do with the FCL process. When the FCL is being granted, key employees should complete a Questionnaire for National Security Positions, also known as Standard Form (SF 86). Part of the process includes ensuring that the applicants are US Citizens. They should submit the application to the FSO who then submits applications to DISCO. An investigation is conducted and the central adjudication facility (CAF) makes a security clearance determination. The determination is then entered into the Joint Personnel Adjudication (JPAS), the Department of Defense provided system where security clearance information is stored. Other government organizations may have different systems. Once entered into JPAS, the FSO can grant access based on need to know and the clearance level.

The SF 86 is the main area the applicant can affect the speed of the security clearance process. A properly filled out application form is the key. Incomplete or inaccurate information is the number one cause of clearance delays. Names, addresses, telephone numbers, and dates of birth for relatives should be gathered as background research. Fortunately the SF 86 form is online and requires only filling out once. When a clearance is up for renewal, the applicant can log in their SF 86 and make updates.

DSS and FSOs use JPAS to update personnel information. This system allows instantaneous updates of records as well as notification of access, denial or revocation of clearances. At the time of this writing, there are more than 89,000 users of JPAS and 23,000 are from defense contractors.

Not everyone investigated is guaranteed a security clearance. In some instances a clearance can be denied, revoked or suspended. The employee’s background is investigated thoroughly for the initial clearance and again every five to fifteen years while maintaining a clearance and depending on the required security clearance level. In the event that a security clearance is denied, suspended or revoked, DSS will also notify the FSO. The FSO will then deny access to classified material to that employee and update JPAS.

The personnel security clearance investigation

Prior to granting a security clearance, DSS will ensure the proper security clearance background investigation is conducted. Two primary types of investigation included the Single Scope Background Investigation (SSBI) and the National Agency Check with Local Agency Check and Credit Check (NACLC).

The SSBI is the most detailed investigation and is used to process TOP SECRET (TS), and Sensitive Compartmented Information (SCI) clearances. The FSO initiates the security clearance request with DSS through JPAS. The FSO notifies the employee to begin the application by filling completing Electronic Questionnaires for Investigations Processing (e-QIP) Standard Form 86 (SF 86) to verify employment. The federal investigator verifies the information by interviewing references, employers or others who have known the subject socially or professionally. The investigator may use names identified on the SF 86 and as discovered during the course of the investigation. To facilitate an efficient investigation, applicants should complete the SF 86 accurately and completely.

The SSBI will also cover periods of employment and education institutions attended. The applicant should be accurate about the attendance and degrees, certificates or diplomas credited and list contacts or references as completely as possible. Other areas subject to investigation include places of residence, criminal records and involvement with law enforcement and financial records. The investigators may contact those with social and professional knowledge of the applicant, and divorced spouses.

The NACLC is required for SECRET and CONFIDENTIAL levels of security clearances. Investigations are conducted to determine suitability for a clearance, fingerprint classification and a background check using a search of the Federal Bureau of Investigation’s (FBI) database. Investigators also conduct a credit check based on residence, employment and education locations. The investigation will also cover law enforcement issues at all locations listed on the SF 86. Once assigned a case, investigators will use the submitted request to research factors about the employee’s life to help determine suitability. The suitability is assessed by a trained adjudicator based on an approved background investigation.

The granted security clearance is honored across agencies and no additional investigations should be conducted to access classified information at the same level or lower of the PCL. If an employee has a security clearance granted by any agency with an investigation meeting the same or higher requirements, access to classified information can usually be granted without further investigation.

What Type of Buildings Require Fire Clearance Certificate or FIRE NOC

With the impact of the modernization and changing need of the society, there is a curving trend of the high-rise buildings in India. The objective is not only restricted to the residential purpose but extended to the business, communities, and even services. From the last decade, there is a tremendous growth in the real estate industry and now the fully occupied high-rise or multiplex buildings can be witnessed in urban cities of India.

The buildings above 15 meters are called as high-rise buildings that are in the form of malls, hospital, apartments, and multiplexes. Unfortunately, some major accidents had taken place in such buildings which are whistleblowers to stand for the accident-free environment. To ensure safety, the Government has provided provision to armour with the latest Right to Information rules. There are also amendments in the factories act 1948 that prescribes provisions related to the hazardous process. Accordingly, all types of high-rise buildings should have Fire Clearance Certificate or FIRE NOC.

What Is FIRE NOC or Fire Clarification Certificate?

FIRE NOC or Fire clearance certificate is a No Objection Certificate indicating that the building is designed as per the norms and regulations that a high-rise building must have to avoid any hazardous accidents. It is issued by the Fire department of the respective state before the building construction. The Building authority applies to the FIRE NOC before the construction with enclosing the appropriate building plan. The building plan should have complete details, including structure, a design of the staircase, electrical power supply, lift design, open space, Fire exit, raw material, design and additionally it should have provision for:

1. Fire safety measures, Fire extinguishers and Fire evacuation measures that are going to be incorporated in the building.

2. Minimizing the spread and intensity of Fire within the building and any other building.

3. Controlling the generation or spread of smoke to the possible extent.

4. The implementation of the device that can detect the Fire and can warn the occupants or user.

5. Immediate access to the device to control the rising Fire.

6. The design should be designed by the registered architect.

FIRE NOC for Hospitals:

The government provided complete instruction in ‘part 4’ of the National Building code of India-2005, “Fire and life safety” for the Fire prevention and Fire safety of the hospital building. A hospital building plan should inculcate the following Hospital Engineering Service Provision for the Fire precaution as per the NABH (National Accreditation Board for Hospitals & Healthcare Providers).

NABH provisions for the Fire precautions in the Hospital:

• There must be an approval for the installation of the Firefighting devices.

• Easy access to the control room location.

• Control panel needs to get connected with Fire detection or alarm system.

• Availability of the Pump rooms including electrical as well as the diesel room.

• Arrangements for filing Fire Tenders.

• In case of emergency, there must be a 4-way Fire inlet.

• Forced Ventilation

• Easy access to Fire Resistant tanks

• Fire Drill should be performed.

• Proper availability of yard hydrants and landing hydrants and should be on strategic location.

• 2 ways Fire heads.

• Hose Reels and Landing Hydrants

• Wet Riser system

• First Aid equipment should be in working condition.

• There should be a provision of an escape route and emergency exit.

• An automatic device for the smoke or heat detectors.

• Fire alarm system and Fire extinguishers

Regulations as per National Building Code 2005:

1. All high- rise building must have Fire NOC as per the zoning regulations of the respective jurisdiction.

2. The Road should be more than 12 meters wide especially hydraulic platform and the turntable ladder.

3. Entrance size should not be less than 6 meters or 5 meters.

4. Minimum 40% of the users or occupants should be trained to perform the proper operations of the Fire safety devices or evacuation system.

5. There should be proper open space and emergency exit stairs on the external wall of the building in addition to the regular stairs.

6. It should be enclosed with smoke-stop-swing-doors of two-hour Fire resistance on the exit to the lobby.

How to Apply for a Fire Clearance Certificate:

The preformatted application form along with the business plan and documents have to submit to the FIRE Service Department of the respective state. The application should be properly sealed and signed by the authorized civil engineer or authority. It should include complete site address and the all above-mentioned provisions in the business plan as well as documents. Nowadays, many states are accepting online application forms but the enclosures will be the same. The process of issuing Fire NOC is exempted from the fees.

Documents Required:

1. 2 sets of building plans authorized by the Building Authority.

2. Model of the building.

3. Complete drawing of the building and surroundings.

4. Complete building plan with the above mentioned mandatory details.

5. The checklist should be certified by the authority.

Time Period Required for Issuing of FIRE NOC:

If the application is properly filled up with the accurate business plan, it normally takes 4 weeks to issue the Fire Clearance Certificate from the Fire Service Department.

Does Fire NOC Have Validity?

Under Rule 35, Fire NOC is valid for 5 years for residential buildings and 3 years for the nonresidential buildings.

It is highly recommended for all users to strictly follow provisions and procedures not only in the paper but practically. Fire safety and precaution is one of the important factors which are concerning everyone in the hospital industry. The main aim of the Fire safety design is to ensure the life safety, continue functioning and proper protection.

Note: List of documents and process may vary as per the state norms.